About Todd Jarrett

Todd Jarrett Everwise Group, a Rancho Santa Margarita, California resident, is an experienced mortgage specialist, debt consultant, and business owner. Jarrett has over a decade and a half of experience in various financial fields. The expert is fully licensed to manage mortgages, refinances, HELOCs, reverse mortgages, and other home loans.

The California native owns Prosperity First Funding, a debt consolidation company based in Orange County. He is also a senior mortgage loan officer for Irvine-based Everwise Group. He was born and raised in the county of San Diego.

Current Roles & Duties

Prosperity First Funding

Prosperity First Funding Jarrett is the owner and founder of Prosperity First Funding. He is a debt consultant. Prosperity First Funding sets the standard for the debt consolidation industry in the Los Angeles metropolitan area and beyond. Owner Jarrett and his seasoned team are committed to upholding the highest honesty and customer service standards.

He and his staff know the significance of clients' finances and the necessity of education for making informed decisions regarding their financial plans. Consequently, the founder of Prosperity First Funding personally guides clients through this education process, promising to answer any questions and provide a clear, comprehensive explanation of all available options.

Everwise Group

In addition to owning and operating Prosperity First Funding, Todd Jarrett Everwise Group is a Senior Mortgage Loan Officer at Everwise Group. The company's mission is to set mortgage and real estate standards. Everwise Group, headquartered in Irvine, California, is dedicated to delivering superior customer service by putting clients first.

This experienced mortgage loan officer guides clients through the home loan process, including managing mortgages, refinances, HELOCs, and reverse mortgages. He is committed to ensuring his clients can make well-informed decisions for themselves and their families. He takes pride in establishing long-lasting relationships with Everwise Group clients by providing them with honesty, loyalty, and expertise.

The Everwise Group is licensed and registered with the Nationwide Multistate Licensing System & Registry to conduct residential mortgage origination.

Academic Background

Jarrett attended high school in his hometown in San Diego County before continuing his education at the nearby National University.

National University 

Jarrett, a graduate of National University and owner of National University Prosperity First Funding and a senior mortgage loan officer for Everwise Group, is the proprietor of National University Prosperity First Funding. National University is a private institution of higher education based in San Diego, California. It offers degree programs at campuses across the Golden State, a satellite campus in Nevada, and online.

National University, founded in 1971, offers more than 120 graduate and undergraduate degree programs. The university is dedicated to innovation and positively influencing students who will one day leave their respective imprints on the world.

From 1981 to 1984, Todd Jarrett Everwise Group attended National University for three years. The San Diego Institution granted him a bachelor's degree in banking, corporate finance, and securities law.

Professional Skills

As a mortgage specialist, debt consultant, and businessman, Jarrett's broad range of professional skills and areas of expertise have earned him widespread recognition from his industry peers. Just some of his many professional skills and areas of expertise are:

• Debt consolidation
• Debt management
• HELOC’s
• Mortgages
• Real estate loans
• Refinancing
• Reverse mortgages
• Second mortgages
• Specialist Loans  

Home equity lines of credit (HELOCs) enable homeowners to maintain the favourable interest rate on their primary mortgage while accessing the equity in their homes to consolidate debt, make home improvements, pay off student loan debt, and access emergency cash, among other uses.

Reverse mortgages permit homeowners to convert a portion of their property equity into cash. In contrast to conventional mortgages, which require monthly payments to a lender, reverse mortgages pay homeowners. Reverse mortgages are typically paid off when the homeowner sells the property, moves out, or dies.

Awards

Todd Jarrett Everwise Group, a graduate of the National University, is an award-winning mortgage expert, debt consultant, and business owner. During his fifteen years in business, he has received numerous accolades, including as a top sales performer in several industries.

Personal Life

Jarrett shares his name with an accomplished competitive shooter, firearms instructor, and director. The competitive shooter has won four world championships and nine national championships. The mortgage expert, debt consultant, and business owner with the same name resides in California.

Born and raised in San Diego, California, Jarrett is an award-winning businessman, mortgage expert, and debt consultant. He is happily married and the proud father of three children in the Golden State. Outside of his professional endeavours, Jarrett, a father of three, has numerous hobbies and interests.

His many interests and hobbies include basketball, golf, and snowboarding. He began snowboarding when his children were still young. Today, the mortgage expert and business owner enjoys nothing more than snowboarding and backyard basketball with his family. He avidly enjoys the Los Angeles Lakers, Los Angeles Chargers, and San Diego Padres.

Also an accomplished golfer, Todd Jarrett Everwise Group began playing as a youth. Decades later, he continues to enjoy golf as a pastime and a professional tool. The native of California believes golf is an excellent way to relax, exercise, and network with new clients.

Todd and Melanie reside in the California city of Rancho Santa Margarita in Orange County. The city is one of the youngest and safest in Orange County. Rancho Santa Margarita is the city with the longest name in California.